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Updated 9 months ago on . Most recent reply
![Tim Matthews's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1952694/1705425253-avatar-timm453.jpg?twic=v1/output=image/crop=3838x3838@0x768/cover=128x128&v=2)
Damage protection coverage for midterm rentals
Is there a third-party company that offers Damage Protection coverage for midterm rentals? Specifically for 2-6 month stays. Searching on the internet mainly results in regular landlord insurance. Since a mid-term stay could technically last for 60 days, is that a Damage Protection coverage for reservations this long similar to AirCover? I accept Direct Bookings by the way, and some are sourced from sites like Furnished Finder.
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![Zachary Deal's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2810217/1695918857-avatar-zacharyd171.jpg?twic=v1/output=image/crop=265x265@0x0/cover=128x128&v=2)
Hi Tim, I know Proper and Steadily are common insurance choices for MTR owners. While I'm not sure specifically if they or any companies that offer Damage Protection coverage for 2 - 6 month stays, I know some people require a security deposit for longer stays (sometimes only half month) to mitigate damage risk and sometimes renters insurance as well. If you're worried about damage, I think some form of security deposit for longer stays makes sense.