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Updated 17 days ago on . Most recent reply

Ben Callahan's profile image
Ben Callahan's profile image
Ben Callahan
  • Member since Feb 2, 2025
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Ben Callahan's profile image
Ben Callahan's profile image
Ben Callahan
  • Member since Feb 2, 2025
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Ben Callahan
10
Votes |
8
Posts
House Hacking

Do you actually have to live in the house?

Ben Callahan
Posted

Hey all. Just curious, could someone purchase, say a triplex, using a FHA loan, rent out two of the three units, retaining the third unit for yourself, but not actually live in it? Is that acceptable from the FHA perspective or do they want you to actually physically live in one of the units for the year?

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Jake Andronico's profile image
Jake Andronico's profile image
Jake Andronico
  • #4 House Hacking Contributor
  • Realtor
  • from Reno, NV
  • Member since Jul 17, 2019
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Jake Andronico's profile image
Jake Andronico's profile image
Jake Andronico
  • #4 House Hacking Contributor
  • Realtor
  • from Reno, NV
  • Member since Jul 17, 2019
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Jake Andronico
#4 House Hacking Contributor
  • Realtor
  • Reno, NV
812
Votes |
1,012
Posts
Jake Andronico
#4 House Hacking Contributor
  • Realtor
  • Reno, NV
Replied

@Ben Callahan

Yes, you need to live there. Definitely don't want to commit mortgage fraud!!

  • Jake Andronico
  • 415-233-1796
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