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Updated 4 days ago, 12/20/2024

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James Dugan
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2
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Texas - Keeping HELOC when changing Primary residence

James Dugan
Posted

Hi folks,

Long time lurker, first time poster!

I have a HELOC on my Texas primary residence and am considering a house hack for my next purchase. However as Texas only allows a HELOC on your Primary Residence, I don't want to lose this facility if I move to a new place (and I want to comply with the rules!).

Does anyone know if there is any flexibility here, including if I can keep the HELOC if I have had it for 12 months (so stayed in the Primary Residence for a year after the HELOC started)?

Thanks,


James

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