Wife doesn't want a second house hack

[Josh Romo]

Hey BP fam,

We have been house hacking for a year now everything has gone great it is my wife and I +3 daughters. As the market corrects i was saving up to grab another house to hack. 

Unfortunately my wife is not on the same page as me. She would lime a SFH just for us and the kids. Once we leave the current house it will cash flow $1800.

has anyone else been in the same situation? I fear that once i get the next property our investing into RE stops there until she finishes school in 4 more years 😭.

Our rents have so far covered mortage+HOA and solar bills and zero cash flow. One lender has said they will count 75% of rental income towards pur DTI is that average or are there better lenders out there?

[Jared Hottle]

This seems pretty common and your family and household come first. Why invest at all if it doesnt make you a better father/husband?

I think it would be good to sit down and discuss alternatives where you both win as you both seem reasonable. 

Can you increase your income so as to save for a down-payment on an investment property?

Can your next house be a duplex or a house with a mother-in-law suite where there isn't people in your house?

Can you partner with someone on investment properties where they bring the downpayment and you find the deal/manage the property?

Can you do the BRRR strategy where you borrow the downpayment money and get it back to them after refinance?

Many ways to do it