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Updated over 2 years ago on . Most recent reply

User Stats

21
Posts
3
Votes
Abner Sanchez
  • New to Real Estate
3
Votes |
21
Posts

19 YEARS OLD FHA LOAN

Abner Sanchez
  • New to Real Estate
Posted

Hey Guys, I'm Abner. I just have a quick question. Is it possible to obtain an FHA loan with only 18 months of work history? I have done my research and seen that I can use my College Education (school history) to make up for the 6 months of work history that are missing. So a little bit more info on my job. I am a pizza delivery driver that has been working there for 19 months (started in early January of 2021 and present) and roughly make about 20k a year and have a great credit score. My goal is to obtain a FHA loan so my and my dad come move out and start this real estate journey, but my concern is if i can obtain a FHA Loan with only 19 Months of work History. Keep in mind my dad isn't a citizen so NO he cant be a cosigner. Feel free to drop any recommended Mortgage Lenders that you feel could help me out in getting a FHA Loan. As always stay blessed and stay safe. Thanks (P.S I also have about 24k saved up)

Most Popular Reply

User Stats

383
Posts
361
Votes
Shane Kelly
  • Real Estate Agent
  • Cleveland, OH
361
Votes |
383
Posts
Shane Kelly
  • Real Estate Agent
  • Cleveland, OH
Replied

Hey! I don't know everything in the world about what it takes to qualify for a mortgage, but I sure know people who do! You can shoot me a PM and I can connect you with them or they can chime in here if they'd like to. @Muhammad Amawi @Rachael Mathes

Best of luck!

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