Refinancing and leaving a 3.5 fixed rate behind

[Jorge Garcia]

Have refinancing rates gotten better or is it recommendable to wait until next year to see what happens? I want to start a business and I want to use that money towards it. However I got this property locked in a fixed 30 year 3.5 rate and it hurts saying goodbye to it. Are there any banks doing refinances with some good rates at the moment? Just need a little insight from someone that has done it recently or know about this topic. Thanks ..