Closed on a Condo. Full inspection or mechanical inspection only?

[Geoff Boyd]

I just closed on a condo. My realtor is recommending that I go with a mechanical inspection only instead of a full inspection since the seller wouldn't be responsible for any exterior repairs anyways. This unit does not have a crawlspace. It does have a garage and an atic. What are everyones thoughts? He said mechanical will cover HVAC, plumbing, electric, interior, and ect. Full also covers siding roofing and atic. Is there a reason to go with a full inspection if the HOA is maintaining these things? First time home buyer here. Thanks in advance!