VA LOAN FREINDLY LENDER

[Azaleia Sinclair]

Hello Bp friends, I am looking for a lender that is VA loan friendly. So, the issue I am having currently with all the lenders I've spoken with so far is that they are not willing to allow me to us my GI bill as additional income. The housing payments I receive through GI bill will up my annual income by almost 30k, which serves to benefit me in lowering my DTI as well as qualifying for a higher loan amount. From the research I've done I know that housing payments can be considered as income at the lender's discretion. I know that they may come a dime a dozen so I figured I would ask BP family if they've come across any or have worked with any in the past?

Additionally, like I mentioned earlier I am in the process of speaking with some lenders and I would like to hear from anyone the top 5 questions you like to ask lenders? This is my first deal and I know the best teacher is experience but going in on a good fit doesn't hurt. Thank you, guys, ahead of time.

[Doug Spence]

@Azaleia Sinclair I had a great experience with my VA loan lender when I bought our primary residence in San Diego back in 2021. They were able to do a 17 day close - which made our offers more appealing than most others (aside from the cash offers of course). Shoot me a message and I'll get you their info!

Good luck!