Pay off debt or down payment on house?

[Alexia Healy]

When I was 17 I was in a pretty bad car accident that was not fault, now i’m 19 and looking to buy my first home in a year or two and soon to be getting my settlement money from the car accident (finally.) Almost a year ago I bought my car after almost 2 years driving my parents car around and have a car loan. I’m wondering if I should pay off my car loan with my settlement money so it allows me to focus on any house bills I’ll have or use the settlement money as a good down payment to the house. The interest of my car loan is at 4.9% and i also understand that there is down payment assistant programs that could be available. I come from a family that’s not very financially intelligent so i as well only know what I have educated myself on so please give me opinions, suggestions, and advice.