Marriage, LLC, and First house

[Kate Jones]

Hi BP.

I am currently engaged. My fiancé and I are planning on getting a property in January or February of 2023. Before I ask some questions, I want to give you a little background information on us.

We both were in college this past spring. In the summer, he had a full time W2 job and I was a server. I worked less but made more money. He is still working that W2 to this day. I took off work for 2 months and now I am starting my 9-5 job this Monday. He is a bit older than me so he has about 15 points higher than me for a credit score. 

With that being said, I need some advise. We have a few months before we can start putting in offers. Do you believe we should rush to get married before we buy a property to make taxes and the legal stuff easier for the future?

Another thing I am considering is this... but hear me out.

What if we were not married by the time we buy our first property. He might qualify for a better loan so it might be more beneficial if we both weren't on the title or mortgage. He could have the title and mortgage under his name and we share the profits regardless. Or, if we were married, have it in his name completely, and have a bank account together strictly for that property. He is a first time home buyer so thats also some assistance for him. Then, a few months later when I am at my W2 job for at least 6 months, I can qualify for a home and put it completely under my name. We plan on getting an LLC when we have around 4 properties and then we would switch these properties into that. I understand it's risky but maybe marriage would help if we ended up putting the few properties in separate names then just transferred them into an LLC in a year or so.

Thoughts?