First-Time Home Buyer
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 2 years ago on . Most recent reply
FHA loan + Mother helping w/ either 1031 or additional loan
My mother has offered to help me buy a house. I am approved for a small owner occupied FHA loan. She has offered to sell one of her rental properties and do a 1031 exchange and/or take an additional loan. Since I have an FHA loan, its tricky. What are the possibilities to accept my mothers help, but be able to occupy the property either immediately or in a few years? Would it be best for her to not sell the rental she has and instead be a cosigner? WOuld it be even better if I tried to get a loan for an investment - so the two of us invested together, to later occupy? Thank you