Paying Full Year Upfront due to Poor Credit

[Reece Kennedy]

Tenant number one in property number one for me. 

Recently divorced individual wants to pay 3 months, or even the whole year up front. Which sets off some red flags. They claim their credit is poor (haven’t done full application yet) from recent divorce. Also citing “wanting stability” as a reason. 

More seasoned landlords, does this raise concern to you? Not the first “poor credit from divorce” story I’ve heard from a potential tenant. 

If their credit is poor but everything else looks good, and they’re offering to pay a full year upfront, is the credit really a concern?

Real rookie over here. Appreciate the advice.