Property Insurance - deductible level, ways to reduce premium, student tenant policy

[Matthew Banks]

Hey, we own/manage a handful of rental properties. We have a very low deductible ($1k) and I'm wondering what the norm is/should be for a rental? We could likely get by with something far higher ($5-10k) and I imagine that would reduce the premium,.

makes me wonder if there's anything else we could do to lower the premium?

A couple of our properties have student tenants and we've found it hard to find an insurer to provide a for them. An recommendations appreciated!