Tree Removal - Insurance or other ideas for coverage?

[Lesley Ray]

I have a rotting tree at one of my properties in Cleveland, OH and need to have it removed. Some of the branches got blown off during the last storm in December, but otherwise it is still upright. The neighbors have asked me to have it removed, as it looks like it's about to fall over any day onto their house/garage/boat. Has anyone had any luck with getting insurance to cover a preventative measure like this? It would be way more expensive and a headache to deal with the aftermath.

Any ideas are greatly appreciated!!

[Jason Bott]

Quote from @Lesley Ray:

I have a rotting tree at one of my properties in Cleveland, OH and need to have it removed. Some of the branches got blown off during the last storm in December, but otherwise it is still upright. The neighbors have asked me to have it removed, as it looks like it's about to fall over any day onto their house/garage/boat. Has anyone had any luck with getting insurance to cover a preventative measure like this? It would be way more expensive and a headache to deal with the aftermath.

Any ideas are greatly appreciated!!

Lesley, unfortunately there isn’t a policy to
cover the removal of a tree.  Your going to have to bite the bullet on this one.

Any maintenance issue on a property will not be covered by a standard Property policy.

Additionally, you could be held liable for damage to the neighbors house if they can argue that you knowingly neglected the trimming/removal of the tree.