Hello BP Folks!  I would like to get as many opinions as possible regarding which service is better for tenant screening for evaluating debt to income ratio and the applicant's history of on time car payments, credit card payments, etc - the BP recommended screening tool (SmartMove) for $38 or the one from Rentscreener.com for $35? 

I am concerned that, for a low income property (like one that rents for $760/mo) the Rentscreener might not have enough detail about late payments.   The folks at Rentscreener.com lump all their data into a final "Rent Grade" of A, B, C, D etc but do not give you the actual data of the how many late car payments or late credit card payments someone had in 2020 or 2021.  They also don't give you the raw credit score of 550, 600, 650, etc. or the total amount of debt payments like $500/mo car payment , $300/mo VISA payment etc.

I'm new to tenant screening ...Thanks in advance!