Are tenants hacking Zillow's credit score tool?

[Michelle Gonzalez]

So I just rcvd a rental application from Zillow and the credit score is showing 714 which sounds good... BUT there have been 24 late payments with the last late payment made in Nov 2024 and  0 paid on time. There's a 2nd account with 5 payments total and 3 of those were late. I know credit reporting... how is this possible?