Rates being the FULL STORY?

[Matthew Kwan]

For those who are currently shopping or looking for a loan/lender. Keep in mind that rates does not fully translate everything. Please also make sure how much points or cost you are paying by looking at the Loan Estimate. I see some lenders out there would just pick the "lowest" rate and the client ends up paying more than 1% of the loan amount at their closing costs. 

Key point is "Lowest" rate does not mean the cheapest rate