Buyers need to understand the mistake in "waiting for rates to drop"

[Stephen Rinaldi]

The reason why this industry brings some of the best and brightest is that is so dynamic, no changes in the market are in a vacuum.  Clients that are expecting rates to slip, a sentiment that I agree with, are missing the point.  When rates drop demand will increase and that means more competition.  I always feel as investor or first time buyer that there is value in buying in the off season, since you arent selling a house.

Be wary of be focused too much on rate and not enough on VALUE

[Mike Dymski]

If your a lender or an agent, it's always the right time to buy on the forums!