[Calc review] Deal or no Deal?!

[Riley Breck]

Current property I am looking and would like to get some outside perspective if it's a good deal or not. It's a duplex in Key West, FL , one unit is a 3/3 and the second is a 1/1. The current list price is 649k; build in 1969 and was remodeled recently. My current plan is to live in the 1/1 and use a 0% down VA loan and a untaxed 2.3k/month housing allowance and rent out the rest of the rooms. I would do this for 3 years until I leave and attempt to remotely manage the property with the help of a PM.

Rent Estimates - 1 Bed (2.1k) 2 Bed (2.8k) Both Conservative Averages as of 4/2020

Here is the Calc: https://www.biggerpockets.com/...