First time home buyer's best mortgage options?

[Tiffany B Alexander]

I know there's options for first-time home buyers I just don't have them on hand. I would appreciate all of the knowledge and wisdom you all have to spare! A little more information, I work full time. I've had been a CNA for two years. My FICO score is 699. I have three children. I'm not married. I make less than 50,000 a year. Any more information that could help you help me please let me know!

[Cassi Justiz]

I would talk to at least 2-3 local lenders including a mortgage broker in the area you plan to buy in. Typically these will be your local banks or independent mortgage companies. If you have an agent, they can usually recommend some people. If you haven't found an agent yet, you can probably find one through the forums. Check and see if there is a local forum in the area you are looking to buy in. You should be able to get some good local recommendations on both agents and lenders.