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Updated over 5 years ago on . Most recent reply

Chauncy Gray's profile image
Chauncy Gray's profile image
Chauncy Gray
  • from Richmond, RI
  • Member since Jun 25, 2019
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Chauncy Gray's profile image
Chauncy Gray's profile image
Chauncy Gray
  • from Richmond, RI
  • Member since Jun 25, 2019
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Chauncy Gray
  • Richmond, RI
40
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124
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Real Estate Deal Analysis & Advice

VA loan for Four-plex

Chauncy Gray
  • Richmond, RI
Posted

Hello,

I am planning to obtain a loan through the VA and purchase a four-plex around the Chicagoland area. Has anyone used their VA loan for purchasing a four-plex? If you have, I would like to ask if you can share your experience, and provide any recommendations as I get ready to go through the process before September.

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Jerry Padilla's profile image
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Jerry Padilla
  • #5 Classifieds Contributor
  • Lender
  • from Rochester, NY
  • Member since Mar 25, 2014
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Jerry Padilla's profile image
Jerry Padilla's profile image
Jerry Padilla
  • #5 Classifieds Contributor
  • Lender
  • from Rochester, NY
  • Member since Mar 25, 2014
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Jerry Padilla
#5 Classifieds Contributor
  • Lender
  • Rochester, NY
1,419
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Jerry Padilla
#5 Classifieds Contributor
  • Lender
  • Rochester, NY
Replied

@Chauncy Gray

Landlord experience is only needed if you are trying to use the rental income on the property to qualify for the mortgage. If your personal income qualifies for the mortgage then you won't have any issues getting approved for a VA loan.

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