My first deal! How should I go forward?

[Carrie Cavins]

I found a property listed at 60,000 (and worth close to that price) and spoke with the owners and found out they owe 20,000 and are selling it due to a death of a family member. They just want to move forward in life. The property is valued for around 55,000 and I am thinking to do owner financing for a rent to own property. What do I offer knowing the balanced owed and what the circumstance is. What do I say? How do I offer multiple options to help them? Thank you