I started with my home 20,000 underwater and a newborn child.

[Charles Kao]

My name is Charles. I started investing right before the 2008 housing crash. Today I own my home free and clear and working towards providing financial freedom so I can quit my comfortable sales job. I hit rock bottom when I was living in a half finished house I planned to flip after selling our home on a short sale.  With no plumbing, a newborn child, a wife and dog to feed I chose to change my future....and take a shower at my brother in law's house. Ill stop here but if you want to know what happens next, just ask..