Swedish BRRRR investing

[Fredric Sjöberg]

Hi everyone! 

Are you a successful BRRRR investor in Sweden?



Would you mind sharing your experience? My two biggest questions are if you when first buying the property would finance with a bank (is there any downsides to that compared to hard money lenders?) and how you then re-finance to get all/most money out, it seems to be hard to get more then 75-80% loan after rehab. 


1. What obstacles do you experience and adjustments did you make to use the BRRRR strategy in Sweden? in relation to using the BRRRR strategy in the US, from my understanding it works a bit different in Sweden with banks, laws & regulations etc

2. Are you using a hard money loan to finance the deal in the first place? Is there a community for hard money lenders? 
- most banks don´t have any closing costs for loans but we have "Lagfart" & "pantbrev" that would be an extra cost. 

3. Re-finance 
Apparently it´s pretty hard to get more than 75-80% loan on your re-finance in Sweden, has anyone managed to get all or most of their money back afterwards? 


I´m happy to discuss this further if anyone has Dos & Don´ts experience, 


As far as I know there is pretty limited information in podcasts/communities/FB groups etc with investors in Sweden, so if you know of any feel free to share, or if anyone wants to start a "BP Sweden group" to have more discussions I would be down for that!

If you are an investor or just getting started to invest in Sweden feel free to connect with me or send me a message and we can help each other out.



All the best!