looking to purchase a single family home

[Marquise Bailey-Dillard]

Hello, 

So back in 2020 my wife and I purchased a 2 family home. We did the BRRR method and house hacked. we lived in one unit and rented out the other. At the time this method was best for us because we both had recently graduated from college and had over 100k in student loans and car debt. fast forward to now we completely DEBT FREE besides our home and we are looking to purchased our single family/forever home and keep our multi and rent it out. I have looked into HELCO and just dont know when the time is right to pull the trigger because of the rates.

I also have read post about creative financing and honestly dont know where to start! 

Thank you for your help!