Do you estimate ARV and check with cash out lender first?

[Xiang J.]

When making offer based on ARV, is it good practice to have future cash refi lender get involved as early as possible (have their appraiser connected?) so that it won't surprise you a last minute overestimate of ARV? Or do you also do this to HML at the very beginning? Thanks

[River Sava]

Hi Xiang - 

Having a reliable lender by your side from start to finish is essential for a smooth process, minimizing surprises—whether it's ARV or something else down the road. You want someone you trust who understands your investment strategy so they can help grow your portfolio. It's even better when they can support both the rehab and refi stages.