Does a lender exist for this type of d s c r loan?

[Sheila Siegel]

I have a buyer undercontract on a property in Ohio right now. When she is purchasing a duplex for 61k but the value is k. she would like to close and immediately do a cash out briefing based on the actual current value. I know of lenders who can do this but it needs to be a 3 month seasoning  She would ideally like to do a blanket loan which will include not only the property that she's purchasing but a house she owns outright.