Realtor and Bank recommendations in Providence RI area

[David Sisson]

I'm looking for recommendations for a realtor who works well with investors, and a bank too. Here's my situation:

1) Looking in the Providence Rhode Island area, and surrounding communities (Pawtucket, East Providence, Warwick, Cranston, etc)

2) I'm fairly busy with my business, so need assistance with finding properties (on or off the MLS)

3) Prefer properties that are fairly turn key (again, because I'm busy) but willing to take on rehabs for the right deal. I've done a bunch of rehabs, so not afraid of them, it's just the time issue. 

4) Willing to buy foreclosures or auction properties, but need a bunch of hand holding to get through it

5) Need a lender who can work with investors. Not interested in hard money right now. 

6) Realtor needs to be willing to submit a bunch of offers quickly, with the understanding that we won't buy the vast majority of them. 

7) Realtor needs to understand the investor mindset.

8) Realtor needs to be willing to work on properties that are fairly cheap for the market. 

9) Probably looking for a SFR this year, but also interested in 2-4 families.

[Fan Bi]

@David Sisson You've provided a ton of value via BP on all things architectural, zoning, ordinances, etc so I'm hoping I can repay it slightly. 

Only that in my honest opinion, what you're asking for on the realtor side doesn't really exist. I've spent a couple of dozen hours networking for this unicorn buy-side agent (finds great value deals, will work on entry-level properties) and I don't think she/ he exists. The demand for these types of deals is so high that the agent will either buy it for themselves or refer it to someone in their very close network. I'm hoping others prove me wrong here!

On the banking side, I think it's much easier. Both BankNewport and Freedom National are portfolio lenders so don't need to conform to the federal agencies, i.e. their underwriting standards are not as strict. We know there are specific properties that we own that are on a conventional 30-year mortgage that wouldn't qualify for a Freddie/ Fannie mortgage. Happy to make introductions to either or both lenders.