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Updated over 6 years ago on . Most recent reply

User Stats

11
Posts
1
Votes
Maicoll Gomez Noriega
  • Jersey City, NJ
1
Votes |
11
Posts

20 year old graduate asking for advise

Maicoll Gomez Noriega
  • Jersey City, NJ
Posted

Hi,

My name is Maicoll Gomez. I just graduated college a year early with two degrees so I can help my family. We live paycheck to paycheck and we have saved up some money (50k) so we can put a down payment on a house hopefully in Jersey City, or Bayonne. I have a good credit score 750+ but no job or income at the moment. How do you suggest I go about this? 

Thank you in advance, I appreciate that you took the time to read this. 

-Maicoll

Most Popular Reply

User Stats

28
Posts
16
Votes
Juan Cabrera
  • Jersey City, NJ
16
Votes |
28
Posts
Juan Cabrera
  • Jersey City, NJ
Replied

Welcome Maicoll

My personal suggestion is to get pre approved for a mortgage. Explore your different types of mortgages/loans. Also, see what you can afford. Unfortunately, Hudson county is expensive. I would start with some type of house hack and purchase a multifamily, that’s how i started. Good luck

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