Loan Sum, anyone worked with them?

[Donald S.]

Hey guys, I saw that Loan Sum is a local HML in Maryland Heights and was wondering if anyone had experience with them?

I went to their site and to sign up would require my SSN and DOB, things I don't like giving out willy nilly. So if anyone in St. Louis, STL, Saint Louis, has experience with them please let me know how it went and if they're legit. I have a flip I'm going to try and do and am looking for funding. Lending home for some reason said they wouldn't loan more than the current value of the home in repairs (home value ~55k, needs 65k rehab) even though the ARV is 145k.

So whatcha got people? 

@Peter MacKercher, any suggestions?