Home Owner's Insurance

[Bryce Moore]

I do all my personal banking and insurance through USAA. So today I called them to get a quote on the duplex I'm in the middle of purchasing, and even with a $10k deductible the monthly premium was almost $200.00, which seems extremely high to me. Does this seem like a normal amount, or are there local companies in the area that I should look into?

Just to give some context, the duplex was built in the late 80s, is in good shape, and is not in a flood zone.

[Bryce Moore]

Thank you everyone for your input. I ended up calling around to several different places, and State Farm came back with the best numbers. I'm skeptical about how good the coverage is, because of how much lower they came in under everyone else. The agent is actually a friend of mine who I totally forgot worked in insurance so I decided I'd give him the business and just hope that it doesn't come back to bite me.