Large legal balance in non judicial states

[Gil Ganz]

Hey
I have been seeing something that seems weird to me, I see assets in tapes i get that are from a non judicial state, one that is also quite a quick foreclosure one, having a large legal balance on top of the UPB.
For example an asset in Texas worth 70k (CMV a little bit higher) with the total legal balance being 110k. How does that makes sense? Isn't the foreclosure process so quick in Texas that it should not reach such a large sum? (Both in absolute value and in compared to the house value)