Buying note direct from lender

[Patrick Britton]

I am wondering how it might be possible to purchase a non-performing note directly from a lender, in this case it's Chase Bank.  I know for a fact that the borrower will never make payments.  Total balance is about 173k, property is worth about $200k.  

How would I go about speaking with a large multi-national bank like Chase to convince them to cut their losses?  If they can let the note go for a nice discount i am certain the borrower would sign the deed over no questions asked.  

thanks