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Updated about 9 years ago, 10/14/2015

User Stats

292
Posts
102
Votes
Pari Thiagasundaram
  • Lender
  • Fremont, CA
102
Votes |
292
Posts

Which number to use for PV on a financial calc

Pari Thiagasundaram
  • Lender
  • Fremont, CA
Posted

3 year Loan 33 months remaining. Payment of -$950.67 per month with UPB of $29000. Getting the note at a discounted price of $23000.

When i calculate my returns on a financial calculator, which one should be my PV ? (UPB or the discounted note price)

Reason i am getting confused is, i pay a discounted price for the note but the pay back is on the UPB. (Typical newbie question eh ? :P )

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