What is the note investor looking for when purchasing an owner-finance note

[Stacey Everett]

I have a deal that I am working on. I am fairly new to OF deals. I own the SFR outright. I am selling the property for $125k. The buyers are putting $5k down and financing $120k. since I am fairly new to RE investing, I want to get my money (or the majority of it) out. How do I make the note attractive to investors that are buying notes? DO I need to try to get more down from the buyers to make the LTV more attractive? I haven't finalized the deal yet with the buyers but I was going to set the note for 30-year, no balloon, 7.5%. If they finance $120k and I offer it to an investor for $105k - $110k is that attractive? Any light you note buyers/sellers out there could shed on this would be helpful.