Financing/Seasoning

[Lee S.]

Trying to figure out how to best finance deals if I'm able to locate them locally.  I have enough cash to do a traditional finance and rehab, but that won't work when i'm trying to find off market deals and close fast with a motivated seller.

If I work with Hard Money, is it possible to buy, fix, then refinance into a conventional 30 year loan within 3-6 months without seasoning if I start with an HML?

How difficult will it be to get a HML to work with me on a first flip?I'm hoping that my wife and I's combined good income plus being able to put more skin in the game will get me past my "newbie" status?

I've also thought about going to family and making them a private lender, but I would really prefer not to do this, at least until I have a few deals under my belt and the confidence I won't screw it up.

I would like to have my financing lined up before I start working on a marketing plan to locate the deals, I would hate to find a great deal then have no way to take advantage other than wholesaling it.