Anyone use a Home Depot or Lowes Commercial Credit Card

[William Hamilton]

I am starting a new rehab and was considering applying for a Home Depot commerical credit card. The reason was two fold. The first being I can build credit for my LLC. The second being I could use any financing deals they offer.

Anyone have any expierence with a Lowes or HD credit card. Are there any better options?

[Alan F.]

Quote from @William Hamilton:

I am starting a new rehab and was considering applying for a Home Depot commerical credit card. The reason was two fold. The first being I can build credit for my LLC. The second being I could use any financing deals they offer.

Anyone have any expierence with a Lowes or HD credit card. Are there any better options?

 No, I don't buy retail. I have net 90 billing through my distributors though. Quality product with full warranty is my preference. Plus fee delivery and expert advice from guys who thoroughly understand their product. An added bonus is I'm not swarmed by day laborers, as well as my trucks don't get broken into.

[Glenn Levy]

Hi William.

I maintain a Lowes Pro card that I use every time I make purchases either online or at the store. I get a standard 5% discount on everything plus points that build up.

My best recommendation for you is to work through their Pro-desk. Home Depot has one as well. Put together your entire order (as much as you can) for your rehab, including the lowes part numbers and item quantities, and give it to your Pro-Desk rep. If the order is large enough (usually $1,000 or above) they will provide contractor discounts across the board for all items on the order. Discounts land anywhere between 9-12% I have found. Use your Lowes CC to pay for the order and you'll get another 5% off the entire order. Home Depot does the same thing. They refer to it as their "bid room".

Good luck.