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Updated 6 months ago on . Most recent reply

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Joe Si
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Early retirement asset allocation

Joe Si
Posted

I have a net worth of $10M. I continue to work and earn to cover my costs and save some. I want the freedom to be able to retire anytime from now on. What should be my stock vs real estate vs fixed income ratio?

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Basit Siddiqi
#3 Tax, SDIRAs & Cost Segregation Contributor
  • Accountant
  • New York, NY
3,695
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8,153
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Basit Siddiqi
#3 Tax, SDIRAs & Cost Segregation Contributor
  • Accountant
  • New York, NY
Replied

In my opinion, the more income you have, the higher the allocation should be towards stock / fixed income.

As much as you can make real estate passive(Hiring a PM, getting into syndications), there is still a level of work that you need to do.
Why spend hours when you already can afford what you can.
The extra return isint' worth it.

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Basit Siddiqi CPA
4.9 stars
78 Reviews

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