Seller Financing Template - FEEDBACK Desired :)

[Zak Cooper]

HEY BP Community, newbie here looking to begin mailers and was wondering if any experts or people who have bought via owner financing could give me some pointers on things I may be leaving out or things to omit. Also, perhaps a mailer service you like. Thanks!

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Dear [Owner's Name],

I hope this letter finds you in good spirits. My name is [First Name], and I've recently discovered your lovely property at [Property Address]. It's apparent that your home holds a special charm, and I'm writing to express my sincere interest in it.

So you're probably wondering how I got your information... While researching properties in the area, upon further investigation, I learned that the property is currently owned by an absentee owner. This information was obtained through public records and speaks to the diligence and transparency with which we are approaching our first home purchase.

[Insert bit of personalization about who I am, my family, and build trust, essentially humanizing the note].

I understand that selling a property can be a significant decision, and may not be one you are considering, but if you are, I want to assure you that I approach this with respect and am eager to explore the possibility of finding something agreeable for the both of us.

Here are a few reasons why seller financing (you not the bank) could be beneficial for you:

• - Steady Income: Seller financing offers you a reliable source of income, providing monthly payments without the hassle of managing the property directly.
• - Flexible Terms: We can discuss flexible payments that suit your needs, allowing you to customize the agreement according to your preferences.
• - Avoiding Hefty Tax Burdens: By spreading out the sale over time, you may mitigate the impact of capital gains taxes, making seller financing a tax-efficient option.
• - Legacy Planning: If you're concerned about leaving a lump sum to your heirs, seller financing allows you to pass on your wealth gradually, ensuring financial stability for your loved ones.
• - Minimal Hassle: Seller financing eliminates the need for bank involvement, reducing paperwork and streamlining the sales process.
• - Assured Sale: Choosing seller financing may attract a broader pool of potential buyers, beyond myself, increasing the likelihood of a successful sale.

I believe that by working together, we can find a solution that benefits both of us. I'm willing to accommodate your needs and preferences to make this process as smooth and mutually beneficial as possible.

If you're open to discussing this further, I would be delighted to meet with you at your convenience, perhaps for lunch someplace near that you like. Please feel free to reach out to me via email at [Your Email Address] or by phone at [Your Phone Number] if you're interested in learning more.

Thank you for considering my offer.

Warmest regards,

[Your Name]

P.S. Here's a photo of us to familiarize yourself with who you would be chatting with.