Debt as leverage or debt as slavery?

[Har Dev Singh Khalsa]

Howdy everyone,

I’m new to the forum so please forgive any mistakes I am making here.

My goal is financial freedom to travel and teach yoga and meditation to as many people and places as possible. I am a mortgage advisor/loan officer in the fresno CA area. My wife and I just bought our first home and we are excited to buy our first rental within the next 12-24 months.

The question: How do you know which strategy is good for you? Dave Ramsey style, “pay cash for rentals” or the “refi till ya’ die” Hartman style?

Thank you for sharing your wisdom🙏🏼