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Updated almost 2 years ago on . Most recent reply
![John Hyatt's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/322289/1621444116-avatar-johnh64.jpg?twic=v1/output=image/cover=128x128&v=2)
Is there a clever way to use credit cards in real estate?
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![Justin R.'s profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/281852/1621441352-avatar-justinca.jpg?twic=v1/output=image/cover=128x128&v=2)
John Hyatt Taking a step back, what you're suggesting is that the contractor eat the 2.5% tax they pay on those credit card transactions so that you can get 1-2% in rewards.
At the end of the day, this behavior destroys value - it makes the collective lives of the contractor and client WORSE than if they paid in cash. Value is siphoned out of the ecosystem by the credit card processing companies.
I don't mean to be harsh, but if I take a holistic view of the system and all parties involved, I would argue the client is either being selfish for pursuing points at the expense of the contractor or fellow clients. We should be adding real value in what we do, not destroying it, IMHO.
[Small business owner, so I'm passionate about the system-level impact of credit card use - not personal]