Creative financing for my Primary Home

[Kevin Sharkey]

I recently sold a property in NJ, looking for a primary that I can renovate through the winter and rent in the spring/summer... refinance when rates drop and find another property for my primary or rental... ideally I need a primary shelter for myself and a rental or 2 to cover all the mortgages while I grow my business and build cash flow to show deposits for my business, while paying down the principal on all of the properties.

I have a general contractors license and recent real estate license. Looking to utilize both licenses and grow as an investor.

My main goal is, to acquire a shelter and renovate as needed for the winter. I do not have w2 or consistent income deposits yet. 

Would love to use creative financing with little money down, so I can use what I have for the holding costs/rehab through the winter until I can either refinance and get a renter inside or sell it & pay back the (seller financing or lender)... but then I still need to secure a place for myself... I'm open to all options and suggestions in order to make this work, even if its a stepping stone to where I want to go.

thanks in advance!