I’m 19 years old with little to no payments. I still live at home with my parents where I’m fortunate enough to not pay rent. As of right now I make about 18.55 an hour, I put 20% of my paycheck into a Roth account where my employer matches 5% (my Mom made me) As of right now my paychecks are about $800, I get paid biweekly and I really don’t know what to do with my money. I have had a plan set in my head for a few years now that my first big purchase would ideally be a multi unit where I can live in one unit and rent out the others. I would ideally like to get a duplex or a 3 unit home. I would like to get into a house by the time I’m about 22. -How much money should I plan to put down for a down payment on a house? 20%? 10%? As much as I can? -What should I be doing with my money now? I currently put my money into a savings account. -is there a better way to have my money grow in the next two years? -instead of putting 20% into my Roth account, should I just put in 5%, have my employer match another 5%, and invest the other 15% elsewhere?