What Would you do with $400,000 - $500,000?

[Derek G.]

Merry Christmas Eve Folks!!! 
If you had $400K-$500K, what would you do with it as it pertains to real estate investing? Would you buy houses outright? Would you scoop up a small apartment complex? Would you finance a large apartment complex?

[James Wheelock]

Personally I'd look at financing a larger apartment complex. With low interest rates it's all about leverage to me. Maybe don't tip your hand to new investors on a forum. Seek someone with experience and partner, don't eat up all your savings, keep reserves. Merry Christmas Eve to you as well!

[David Thompson]

Derek,

Depends on many factors like your overall financial situation, do you want to be active or passive, if active, what skills, time, beyond capital would you bring or will you want, need partners.

Having done SFR, small MF and large MF, I prefer large MF due to scale and how commercial properties are valued, enabling forced appreciation.

If you are not educated or have no time, want passive, fractional ownership putting some of this money with experts who seek out limited partnership to provide capital to general partners (syndicates) is one option. Typically you will need to be an accredited investor. Good sydicators should help educate you so you can earn and learn with the experts to start.

If you want to be more active, then get educated on apts and join local MF apt meetup groups, network to meet investors, brokers, property mgrs and search out ways to partner. Maybe you bring some capital and find a partner or two that complement what you bring to the table and start seeking out smaller apt deals.  You can learn but also more risks IMO because you may be working with less experienced players, so vet your partners carefully.

[Jessie Niu]

Agree with @james 

@James Wheelock

[Leslie Pappas]

Hi @Derek Glosson , if you’re looking to take a more passive role in your real estate and want the benefits of diversification there are funds available to accredited investors that are designed to allow investors the opportunity for ownership of institutional investment grade property that is occupied by regional, national, and Fortune 500 credited companies.