Purchase Property with Junior mortgage extinction clause

[David Ho]

In the process of closing on a property and I get this email. "There is a junior mortgage loan that is still on title, and will not be removed until 9/10/2019. There is a one year right of redemption from the date of foreclosure on government loans.

Please understand, we can only close if you agree to sign a Hold Harmless. We will take exception to the lien on your title policy. This means we will not be held responsible if HUD decides to redeem the property."

Has anyone been through this process on purchase , One side of me says, its HUD they won't redeem. But then I have an issue in the event I attempt to flip the property until 9/10/19.. Thoughts