How to Finance Next Deal: Help!

[Michael Doherty]

I recently purchased a MFH last September and have been house hacking- used FHA and put 3.5% down. I am looking to acquire my next property this year but unsure how to finance it. I know legally I can't move anywhere for a year but I want to be ready if a deal pops up. Would people recommend to Refi out of my current FHA loan into conventional and pull out the equity? Take a HELOC? Hard Money Lender? I have a little saved up but not enough for 20%. Any advice on what people have done or thinking of doing would help- thanks!