New to Investing--denied for FHA loan

[Jaston Robinson]

Hello, my name is Jaston (new member) and for the last two months my girlfriend and I have been in the education phase. We're both recent graduates and have developed a passion for real estate. We realize it's a great way to build wealth /cash flow if we put in the time and effort. We have been using a majority of our time simply learning and networking which has been going amazingly well. Our goal is to own multi-families (3-4 units) in the markets of Pawtucket and Woonsocket Rhode island within the next 6 months. We've come to the conclusion that a FHA loan would be the most beneficial for financing seeing how we want to house hack and have very little capital to begin with. After working with a few people, I realized I would not get pre-approved due to my income. He advised me that my two part time jobs is what's holding me back and I should get a 40 hour position in order to continue. Clearly I will be working on obtaining a full time position but in the mean time what else should I be doing? We really want to stick our goal of purchasing our first property within the next six months. Should I pursue other forms of financing i.e private money/hard money? Are there other federal loans that I can get pre approved for with my current financial situation? I'd appreciate any and all advice. Thank you in advance!!