Woman Brand New to This in Jersey City, NJ!

[Jessyca Jones]

Hi! 

I'm Jessyca (Jess). I live in Northern New Jersey (Jersey City), & work in Manhattan NYC . I got interested in real estate investing pretty recently, after going to meet my boyfriend's parents for the first time & finding out that they have real estate investment/income properties. They live in Norwalk, CT, & have about 6 between them, of varying sizes. It opened my mind up to a whole new way of thinking & possibilities. It amazed me that they had people PAYING them to live in ROOMS in houses they owned! Quick math on the rents they were charging made me realize this is something I wanted to do. Technically they don't have to work "real" jobs if they didn't want to. I've always been interested in passive income, & while I realize this isn't 100% passive, it's close enough for me!

Since then I've been devouring the Bigger Pockets podcast & reading up on real estate investing. I've attended one real estate meetup near me, & I also met with a loan officer at my bank to inquire about buying a home. Unfortunately we didn't get very far in the process because my median credit score was 10 points too low to proceed I was told; however, I plan on speaking with a community bank/credit union this week, as I've read their terms might be more favorable.

While real estate investing seems overwhelming right now, I still plan on going for it. Financial freedom (my definition is: not having to worry about money & not depending on a 9-5 paycheck) is a goal of mine, which I think I can achieve via real estate. Right now, I think being a landlord/buying a home & renting it out seems like the direction I want to go. 

I'm excited to interact with like-minded people on here, & learn as much as I can! If you're in my area, I'd love to meet in person!