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Updated almost 16 years ago on . Most recent reply

- Investor
- Maui, HI
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Allow me to introduce myself...
Hi there anyone and everyone. My name is Brandon, and the lovely lady in my photo is my beautiful bride Heather. I started flipping a house (fix & flip) to make some extra money to go backpack Europe for a summer - but ended up spending all the money on my wedding. So rather than Europe (which I am still planning), I found a career and so much more. I fell in love with every aspect of real estate, read every book my library had on it, and then just jumped in. Recently I ended up taking a part time job as a Banker to pay the bills, which has given me a whole new perspective as well. But I'm now a landlord of several properties, fixing up two in my spare time to maybe sell, and trying to learn everything I can.
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
- Investor
- Maui, HI
- 3,946
- Votes |
- 13,324
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I've spent a few months reading articles from the site, and more recently the forums. I thought it was time I actually signed up.
Banking. Its been great to learn how underwriters think in doing a loan. To come at it from that direction is neat. Maybe I'll write a blog or article or something on it sometime. But learning how to get loans approved by getting all the numbers lined up will greatly impact me - such as making sure Debt-to-income is okay, learning how to boost credit scores, the simple fact that business credit cards don't report on one's personal credit report (except the initial inquiry) unless its in default, which then can incredibly effect Debt-to-income because no other creditor will know I have $10,000 of debt on a home depot commercial card, and more.