The New Guy In Houston, Texas

[Jeff Bateman]

Hello All...My name is Jeff from The Woodlands, TX (just north of Houston), and I am ready to pull the trigger on my first single family buy and hold rental. I am somewhat scared, yet very excited. I have listened to many podcasts and read a lot online---probably too much as my brain is swirling with stuff .I have my down payment saved up and wanted to know what might be the best, 1st step. I don't plan on rehabbing and don't want to flip.  just want to buy a local home, rent it out, and then repeat 1-2 more each year. My current mortgage company will be able to do the loan, but wants 25% down.  What is the best way to "shop" better deals that may require only 20% down without having everyone run my credit? Also, anyone have any real estate agents they would recommend that specialize in investment purchases to rent? There is a vast amount of information on here and sometimes I feel I get overwhelmed, but am very appreciative of the content and podcast-----Here is to jumping in the water !!!